1st State Bank of Mason City

CDs & IRAs

Certificates of Deposit

3 month Certificates to 5 year Certificates are available.

Certficates with a term of 1 year or less require a minimum deposit of $1,000.00 and have a 1 month interest penalty for early withdrawal.

Certificates with a term of more than 1 year require a minimum deposit of $500.00 and have a 3 month interest penalty for early withdrawal.

IRA's

We currently offer both Traditional and Roth Individual Retirement Accounts.